Investor & Business-Purpose
Rehab Loans
Investors renovating a property to hold as a rental or resell
Investor & Business-Purpose
Rehab Loans
Overview
Rehab is the general category for Fix & Flip and Fix & Hold. It covers renovation financing whether the exit is a resale or holding the property as a rental — often paired with a plan to refinance into permanent DSCR financing once the work is complete.
Documentation paths
- Renovation scope of work and budget
- Property and exit-strategy documentation
Common use cases
- Fix & Flip — acquire and renovate for resale
- Fix & Hold — renovate a value-add rental, then refinance into DSCR
Things to consider
- A realistic renovation budget and timeline are central to underwriting a rehab project.
Frequently asked questions
Can I refinance into a DSCR loan once the rehab is done?
Many investors use rehab financing as a bridge into permanent DSCR financing once the property is stabilized — a specialist can walk through this sequencing.
Related programs
Next step
Ready to talk it through?
A QuestRock specialist can walk through this program against your specific scenario — no commitment required.
Rehab loan terms and eligibility vary by project and require full underwriting review.
Written by QuestRock Content Team · Reviewed by Pending compliance sign-off · Last reviewed July 29, 2026