Bridge Loans

Overview

A bridge loan provides short-term financing — often used to close on a new property quickly, before a current property sells, or to acquire a deal that needs to move faster than standard financing allows. QuestRock reviews bridge scenarios based on the exit strategy (sale, refinance, or stabilization) as much as the property itself.

Documentation paths

• Property and exit-strategy documentation
• Entity documents when applicable
• Reserve and liquidity verification

Common use cases

• Purchasing a new property before an existing one sells
• Acquiring a time-sensitive deal that needs to close quickly

Things to consider

• Bridge financing typically carries a shorter term and higher rate than permanent financing, reflecting its short-term purpose.
• A clear, credible exit strategy is central to underwriting a bridge loan.