Traditional Home Loans
Traditional home loan programs, explained plainly.
Conventional, government-backed, and specialty-income options for buyers and homeowners refinancing a primary residence, second home, or first purchase.
Featured program
FHA Loans
Government-backed financing with more flexible credit and down-payment guidelines.
Buyers seeking government-backed financing with flexible qualifying guidelines
Traditional Home Loans
FHA Loans
Traditional Home Loans
Home Purchase Loans
A guided purchase-financing path for conventional, government-backed, and specialty income scenarios.
Buyers purchasing a primary residence, second home, or first property
Traditional Home Loans
Refinance
Rate/term and cash-out refinance paths for conventional, government-backed, and complex-income borrowers.
Homeowners refinancing rate/term, or exploring cash-out
Traditional Home Loans
First-Time Homebuyer
A clear starting point for first-time buyers comparing loan types.
Buyers purchasing their first home
Traditional Home Loans
Conventional Loans
Standard conforming financing for purchase and refinance.
Buyers and homeowners with qualifying W-2 or documented income
Traditional Home Loans
VA Loans
VA-guaranteed financing for eligible veterans and service members.
Eligible veterans, service members, and surviving spouses
Traditional Home Loans
USDA Loans
USDA-guaranteed financing for eligible rural and suburban properties.
Buyers purchasing in eligible rural and suburban areas
Traditional Home Loans
Jumbo Loans
Financing for loan amounts above standard conforming limits.
Buyers financing above conforming loan limits
Not sure where to start?